Kernsysteme

Overview

Interactive demos

What this environment shows

  • Selected Kernsysteme engines and workflows in an inspectable format—so you can see how behavior connects from inputs to outputs.
  • This is not a finished retail or advisor-facing product interface. The focus is on how underlying capabilities process inputs, apply financial logic, and produce structured outputs.

How it fits partner delivery

  • After a partner selects the relevant capabilities, Kernsysteme defines how those components fit into the target workflow.
  • The final interface is then designed and styled according to the partner's corporate identity, user experience standards, and implementation requirements.

Kernsysteme demonstrations

Interactive module previews

Each preview below is a single, self-contained demo: representative use cases, lifecycle context, and engine capabilities on one surface. When you are ready, open the module to run it end to end.

Preview mode is available without an account. Sign up for full editing; standard accounts require an administrator approval after registration.

Lifecycle SimulationOpen forecast demo

Retirement forecasting

For investors who need to understand whether their current path can support retirement.

“Am I on track for retirement?”

Capability overview

Lifecycle Simulation demonstrates how retirement readiness can be evaluated through stochastic projections, account-level assumptions, income and wealth percentiles, and readiness metrics from live API responses.

Preset US and German persona cases for instant walkthroughs

Step-by-step flow from profile and accounts through forecast results

Wealth, income, and readiness outputs generated from live API responses

Full access unlocks scenario edits and recalculation

Capital RoutingOpen multi-goal demo

Multi-goal planning

For investors who need to decide how to allocate monthly capacity across multiple financial priorities.

“Where should my next dollar go?”

Capability overview

Capital Routing demonstrates how a household's available surplus can be coordinated across retirement, cash buffers, debt, insurance, and other goals. The module shows how each goal is assessed, scored, and funded within the same financial picture.

Example US holistic plan with live optimization and forecast-linked visuals

Goals workspace across retirement, cash, debt, insurance, and single goals

Allocation logic showing how monthly surplus is routed across priorities

Full access unlocks the assessment wizard and plan editing

Retirement AdviceOpen lifecycle advice

Lifecycle advice

For investors who need an investment and income strategy as retirement becomes near or active.

“How should assets be invested as retirement approaches or begins?”

Capability overview

Retirement Advice demonstrates how retirement investment strategy can be linked to income gaps, spending needs, and dynamic allocation. The module focuses on the tradeoff between protection, income support, and capital growth.

Risk-based advice aligned with retirement objectives and policy logic

Dynamic glidepath across accumulation and decumulation

Income funding alignment

Full access unlocks editing and scenario changes